Terms and Conditions

Last updated: May 6, 2026

1. Acceptance of Terms By accessing and using SmarterThanYour.com, you accept and agree to be bound by these Terms and Conditions.

2. Use of Tools and Calculators All calculators and tools on this website are provided for informational and entertainment purposes only. The results are estimates and should not be considered professional, financial, legal, or medical advice.

3. No Warranty We make no representations or warranties of any kind regarding the accuracy, completeness, or reliability of the tools. All tools are provided on an “as is” basis.

4. Limitation of Liability SmarterThanYour.com and its owners shall not be liable for any damages arising from the use or inability to use any of our tools or services.

5. Cookies and Data Collection This website uses cookies to improve user experience. By using our website, you consent to our use of cookies as described in our Privacy Policy.

6. Changes to Terms We reserve the right to modify these terms at any time. Your continued use of the website constitutes acceptance of any changes.

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Nature of Services. Via this Website Service Provider offers calculators in various science disciplines & areas of life. The calculators are only of an informational and supportive nature. Service Provider does not guarantee in any manner that the results shown by the calculators are correct or can be used in any manner without prior verification. The calculators are not services designed as independent tools that may replace the consultation with a professional in a certain area. Each result achieved with the use of a calculator should be verified and confirmed by a professional in a certain area prior to its use.

No warranty. All information, materials, and services shared via the Website are not covered by any warranty as to their value, usefulness, completeness, completeness or usability. The use of the Website is at the User’s sole risk. The Service Provider is not liable for any physical and legal defects of the Website and its components, and for their proper quality. The Service Provider is liable only for damages caused by the sole intentional fault of the Service Provider. The Service Provider’s liability for lost profits is excluded.

Liability for the operation of the Website. The Service Provider is not liable for technical problems or technical limitations occurring in the computer hardware, ICT system, and telecommunications infrastructure that are used by the User, which prevent the User from using the Website. The Service Provider is also not liable for the unavailability of the Website. The Service Provider is entitled to suspend availability of the Website at any time, at its sole discretion.

Copyright note. All of the copyrights to the Website and its content belong solely to the Service Provider and are not transferred or licensed to the Users. Especially, the Users are not entitled to copy, disseminate, reproduce, retransmit, or undertake any other actions towards the Website or its content. The Users are only entitled to use the Website and the services provided via the Website in a manner indicated by the Service Provider on the Website.